Retirement, Self Managed Super Fund Specialist.

We help couples and individuals that are thinking or ready to retire convert their lifestyle goals into a livable financial strategy. Our clients gain a sense of control, understanding and relief by being empowered with knowledge of their options and knowing that their financial situation has been taken care of. We do this by removing all jargon and complexity of dealing with Government departments.

Common questions that we answer are:

How much can I spend in retirement?
How long will my funds last ?

What can I do to improve my retirement lifestyle?

What are my Centrelink entitlements?
What if I need aged care later on?

They Choose JMM Financial Planners because:

First and foremost we care. We are not driven by margins or investment assets.We pride ourselves on best outcomes for you
We work on the principle of honesty and integrity in all our dealings and advice, and ensure that our advice stands the test of time.

We are fully qualified Certified Financial Planners.

Self Managed Superannuation Funds (SMSFs) are one of the fastest growing segments of the superannuation market in both the accumulation and retirement phase.

Some of the reasons more Australians are considering SMSFs include

Greater control over investments
More investment choice via both direct assets, i.e. shares and property or via managed funds
Potentially lower fees (depending on amount invested and how invested)
Ability to use gearing (borrowings) to purchase assets, i.e. property

At JMM Financial Planners we have assisted many clients with their SMSFs.

We are able to assist and provide advice in relation to:

Whether a SMSF is appropriate for you
Establishment of a new fund
Investment Strategies
Investment advice and implementation
Borrowings to purchase assets
Administration
Legislative Updates
Compliance
Regular Reviews

They Choose JMM Financial Planners because:

As Certified Financial Planners their best interest is our main concern.
They leave our practice in a position to move forward with the understanding of what is involved and what it implies.

The conversation revolving around moving into age care is one of the most difficult and stressful conversations you will ever have.

The rules and regulations , selection of facilities, government entitlements and financial obligations and how to navigate these particular areas means that some one in the family will have to take control.

in addition to that it is also an area where professional advice is paramount to the financial outcomes as mistakes tend to be costly.

The age care conversation will typically revolve around the following questions:

The Big Picture Conversation
What do we want for our long-term care?
What are we excited about/afraid of?
What advantages do we have

The Care Conversation
Where do we go?
What do we need?
Who provides it?

The Money Conversation
What do we have?
Where is it?
How do we get to it?

The Home Conversation
What is it worth?
How do we use it?
How do we leave it?

At JMM Financial Planners we have assisted many clients with their Age Care Issues. Our qualifications and specialist training will mean that:

They leave our practice with a thorough understanding of the steps involved
They are confident they have the ability and knowledge required to make the appropriate decision for them.

They know they have a trusted partner to guide them through each step of the process.

How To Work With Me

Call: (03) 9329 3333